Q:Is it possible to transfer my Mutual Fund investments in Goalwise to my wife?
A: I am afraid Mutual Fund investments held in non-Demat format can not be transfered/gifted to any one else as per the current regulations, except in the case of death of the investor.
In order to do this, you will have to liquidate your Mutual Fund investments and gift the money received to your wife. Gift to spouse (or blood relatives) will not attract any income tax in the hands of your wife.
Thereafter, you/your wife can open a Goalwise account in your wife's name (using her PAN and bank account) and you can then invest the money via this account.